| DID YOU KNOW |  |
| Did you know that freestanding structures on your property may have to be insured separately? | |
| Check your policy to see if that garage, man cave, or garden shed is included in your policy. If they’re not, make sure you explore your options and get the proper coverage. | |
Assess whether you are running “in the black” or “in the red” each month.
The holiday season isn't complete until you've watched your favorite Christmas movie. Consider how the aftermath of these favorite movie mishaps would play out in real life.
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.